Put Money in your Hands

Full financial visibility, with your other bank accounts and credit cards all in one place. Get interest on your money, personalised budgeting and so much more.

Get full financial visibility

Add your other bank accounts and credit cards so they're visible in Picana.

See your balances and transactions, and move money around with easy bank transfers.

Understand your spending better

Create custom categories to group your spending in ways that work for you and your lifestyle.

Divide single transactions into multiple categories to group your spending, your way.

Auto-export transactions to Google Sheets as they happen, for a detailed look at your spending.

Track your credit health

See your credit score in the app and how it changes each month.

With helpful guides on how credit scores work and tips for improving yours.

Powered by TransUnion

Treat yourself

Patch: 15% off all plant and plant pot orders over $50.

Hello Fresh: $15 off each of your first 4 recipe boxes when you sign up.

Naked Wines: Over 50% off 6 bottles of wine when you sign up.

Babylon Health: 20% off an annual virtual GP subscription and free access to COVID-19 Care Assistant

Fiit: 25% off a home workout membership.

Busuu: 50% off a Premium or Premium Plus plan of language lessons

Conditions apply.

A US Current Account

We're a fully licensed US bank, which means we're regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Protection for your Money

Your eligible deposits in Picana are protected by The Financial Services Compensation Scheme (FSCS) up to a value of $85,000 per person.

A new way to Bank

With features like instant spending notifications, simple ways to send money, Pots for separating it and monthly spending summaries.

Friendly support

Got a problem? We're here to help. Just message us in the app.

Loans and Overdraft

We offer loans up to $3,000 and overdrafts up to $500. You can check if you're eligible without affecting your credit score.

Interest on your savings

Earn interest on your savings by choosing an easy access or fixed term Pot. Your money with the savings provider is protected by the FSCS for amounts up to $85,000. Minimum $10 deposit to open.