Banking that makes a statement

Turn heads with our white metal card and enjoy peace of mind with worldwide phone and travel insurance, interest and much more.

Protection for your prized possession

Phone insurance that covers theft, loss, accidental damage, even cracked screens.

For phones worth up to $2,000 and accessories up to $300, like headphones and chargers. With $75 excess. Exclusions apply.

Provided by Assurant

Worldwide family travel insurance

Stress-free travel with insurance that covers cancellation up to $5,000, medical bills up to $10m, lost valuables up to $750, winter sports and more. Worth $159 a year on average.

Multi-trip cover for you, your partner and family anywhere in the world, including the US and the UK. With $50 excess.

Learn more about our travel insurance to see the full AXA terms and conditions, including general and coronavirus exclusions. The age limit for children is 19 years inclusive (or 21 if in full time education) at the start of a trip.

Provided by AXA

Your money makes you money

Earn 1.50%/1.49% AER/Gross (variable) interest on up to $2,000 in your account balance and regular Pots (not including Savings Pots).

See Amex and other Accounts, in Picana

Get a clear view of your finances by adding your other bank accounts and credit cards to Picana. See your balances and transactions, and move money around with easy bank transfers. Terms and conditions apply.

Track your credit health

See your credit score in the app and how it changes each month.

With helpful guides on how credit scores work and tips for improving yours.

Powered by TransUnion

Treat yourself

Patch: 15% off all plant and plant pot orders over $50.

Hello Fresh: $15 off each of your first 4 recipe boxes when you sign up.

Naked Wines: Over 50% off 6 bottles of wine when you sign up.

Babylon Health: 20% off an annual virtual GP subscription and free access to COVID-19 Care Assistant

Fiit: 25% off a home workout membership.

Busuu: 50% off a Premium or Premium Plus plan of language lessons

Conditions apply.

A US Current Account

We're a fully licensed US bank, which means we're regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Protection for your Money

Your eligible deposits in Picana are protected by The Financial Services Compensation Scheme (FSCS) up to a value of $85,000 per person.

A new way to Bank

With features like instant spending notifications, simple ways to send money, Pots for separating it and monthly spending summaries.

Friendly support

Got a problem? We're here to help. Just message us in the app.

Loans and Overdraft

We offer loans up to $3,000 and overdrafts up to $500. You can check if you're eligible without affecting your credit score.

Interest on your savings

Earn interest on your savings by choosing an easy access or fixed term Pot. Your money with the savings provider is protected by the FSCS for amounts up to $85,000. Minimum $10 deposit to open.